If you decide to close your loan early or transfer the balance to another financial institution offering a lower interest rate, the new lender will require an official, high-quality copy of your current Kotak repayment schedule to verify your payment track record and outstanding principal.
The portion of the EMI that directly reduces your initial loan balance. The portion of the EMI paid to the bank as borrowing cost. Outstanding Balance
Open the on your iOS or Android device. Log in using your 6-digit MPIN or biometric authentication. Scroll down to the Loans tab under the banking section. Tap on your active Personal Loan Account . Look for the Statement/Schedule option. If you decide to close your loan early
To achieve "extra quality" in your loan management, go beyond the basics:
If you encounter any quality issues, raise a service request immediately. For more such guides on personal loan management, stay tuned to our financial literacy section. Outstanding Balance Open the on your iOS or Android device
To download your Kotak personal loan repayment schedule, follow these steps:
Ensure your web browser allows pop-ups, as PDF downloads often trigger a secondary browser window. Tap on your active Personal Loan Account
Unlike a simple account statement that shows past transactions, the repayment schedule is forward-looking. It outlines:
Visit the Kotak Net Banking login page and enter your CRN (Customer Relationship Number) and password.
Kotak typically responds within 48 hours with an encrypted PDF. This method often yields the highest quality because it’s generated server-side.
